YZi Labs: Why Did We Invest $50 Million in BPN?
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YZi Labs: Why Did We Invest $50 Million in BPN?
BPN is a programmable payment network designed for the multi-stablecoin era.
Navigating Web3 tides with focused insightsSource: YZi Labs
Translation: Shan Oba, Golden Finance
Key Takeaways
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YZi Labs has led a $50 million funding round for Better Payment Network (BPN) to accelerate the development of multi-stablecoin payment infrastructure—an initiative closely aligned with the firm’s vision of supporting scalable, real-world blockchain applications that bridge traditional finance and on-chain systems.
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BPN is building an integrated layer on BNB Chain for stablecoin minting, exchange, and settlement, connecting centralized and decentralized finance to deliver faster, lower-cost, and regulatory-compliant cross-border payment services to global markets.
YZi Labs has led a $50 million funding round for Better Payment Network (BPN), a programmable payment network built for the multi-stablecoin era. This investment aligns with YZi Labs’ mission to support next-generation global financial infrastructure—infrastructure centered on stablecoins, natively built on high-performance blockchains, and employing a hybrid architecture that balances efficiency, programmability, and compliance.
Traditional fintech platforms rely on capital-intensive pre-funded models, requiring trillions of dollars in idle funds across local accounts to maintain payment liquidity. BPN addresses this through its dual-track system, enabling real-time stablecoin minting, exchange, and redemption across jurisdictions, thereby unlocking trapped capital. As a network natively built on BNB Chain, BPN enables instant, low-cost, and compliant cross-border settlements—reducing settlement time from the traditional 1–2 days to just 3–4 hours, with average costs at only 30 basis points, far below the ~2% fees of traditional foreign exchange channels.
BPN’s centralized finance model serves enterprises and licensed payment institutions, offering regulated fund transfers with KYC and business verification via fiat on-ramps. It already supports real-time exchange across major non-U.S. dollar stablecoin corridors, including Brazilian real, Nigerian naira, Mexican peso, and euro stablecoins, with international clients already experiencing faster and cheaper transfers via BPN.
Meanwhile, its decentralized finance model will launch a permissionless on-chain foreign exchange market by year-end, allowing users to participate in liquidity mining, stablecoin swaps, and yield generation without undergoing KYC. Initially supporting 20 regional stablecoins across Latin America, Africa, and Asia, this model aims to enable truly borderless, programmable capital flows.
The raised funds will primarily support two initiatives: establishing initial on-chain liquidity pools for stablecoin-to-stablecoin trading pairs, and cultivating an early market-making ecosystem. Through active rebalancing and arbitrage strategies, this foundational architecture will help maintain fair and efficient on-chain FX rates, ensuring emerging market enterprise users receive stable pricing and reliable trade execution.
Rica Fu, Founder of Better Payment Network, said: “This multi-stablecoin liquidity model offers a more inclusive and efficient alternative to the current dollar-centric payment system, enabling seamless cross-border settlement for global businesses and institutions. BPN is built on a simple idea—the future of cross-border payments should be truly borderless. Our mission is to connect stablecoin issuers, merchants, and financial institutions onto a single programmable network, making stablecoins the universal standard for trust and settlement.”
Dana H., Investment Partner at YZi Labs, said: “As investors, we believe Better Payment Network (BPN) is a true game-changer in cross-border payments—delivering instant settlement, drastically reducing costs, and accelerating processing speed. As a network natively built on BNB Chain, BPN creates a seamless, scalable, and highly efficient payment ecosystem whose performance is poised to surpass both traditional Web2 players and fragmented Web3 solutions. The founding team combines deep industry expertise in payments with strong Web2 and Web3 capabilities, backed by solid client traction and a well-balanced go-to-market strategy across CeFi and DeFi. We are excited to see cryptocurrency and blockchain technology create real-world value—and BPN is leading this future. Backing visionary teams who dare to dream and execute boldly is what drives us as investors.”
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