Deconstructing Bitget TradFi: How to Bridge the Final Gap Between Crypto and Traditional Assets?
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Deconstructing Bitget TradFi: How to Bridge the Final Gap Between Crypto and Traditional Assets?
The launch of TradFi is a crucial part of Bitget UEX (Universal Exchange) plan, offering users flexibility within a single platform and eliminating barriers to cross-market trading.
Navigating Web3 tides with focused insightsWritten by: 1912212.eth, Foresight News
In the decade following Bitcoin's birth, cryptocurrency was merely seen as a fringe experiment, leveraging the cypherpunk ethos to challenge the central bank-dominated monetary system. However, with the maturation and development of public chains and DeFi, the boundary between crypto and traditional finance (TradFi) is blurring at an astonishing pace.
We are witnessing the arrival of an all-asset era: investors are no longer confined to a single market but instead pursue cross-border liquidity, diversification, and immediacy. The total size of global financial assets has exceeded $400 trillion, dominated by stocks, foreign exchange, and commodities. While the crypto market cap is only about $3 trillion, it is penetrating traditional domains with its high growth and innovation.
This trend is driven by multiple factors. First, the involvement of institutional investors has changed the rules of the game. Since 2024, traditional giants like BlackRock have entered the crypto market through ETFs and tokenized assets, fueling the rise of RWA. RWA brings traditional assets like bonds and commodities on-chain, enabling 24/7 trading and fractional ownership. Second, technological advancements such as blockchain interoperability and the maturation of DeFi protocols mean crypto is no longer an isolated island. L2 and cross-chain bridges allow capital to flow freely between different ecosystems, smoothing the friction between crypto and TradFi.
The macroeconomic environment also accelerates this convergence. Inflationary pressures, geopolitical risks, and interest rate volatility are driving investors to seek hedging tools. The traditional foreign exchange market has a daily trading volume of $7.5 trillion, but its trading hours are limited to weekdays and time zones; in contrast, the crypto market never closes, offering real-time responsiveness. Commodity markets like gold and crude oil, affected by supply chain disruptions, experience sharp price fluctuations, while crypto derivative tools allow investors to participate with leverage without physical ownership.
Landmark events signaling the disappearance of boundaries include the 2025 regulatory changes. The U.S. SEC approved more crypto ETFs, and the EU's MiCA framework standardized stablecoin usage, among others.
When boundaries begin to disappear, what chemical reaction occurs between the two?
Bitget TradFi, officially launched on January 5, 2026, is a typical representative of this wave, attempting to bridge crypto and global exchanges through a single account, challenging the monopoly of traditional brokers.
1 Account, Trade Global Assets
The latest data from DefiLlama shows that the total DeFi TVL has risen to $117.9 billion, still at a historical high. Among them, the total value of RWA has reached $17.131 billion, experiencing explosive growth since 2025.
Retail and institutional traders are not just trading native crypto assets; any RWA asset has also become a tradable object.
Retail investors are shifting from Robinhood-style stock apps to platforms supporting multi-assets, while institutions use API integration for automated arbitrage. Ultimately, the all-asset trend heralds a frictionless financial world where crypto is no longer a supplement but a core engine.
Currently, leading perpetual contract exchanges like Hyperliquid, Aster, and Lighter have already listed trading pairs such as U.S. stocks and gold, with trading volume and open interest becoming significant. Even some trading protocols focusing on traditional assets like RWA, such as Ostium, have received substantial venture capital funding, aiming to get a piece of the pie.
Boundaries are disappearing, and Bitget TradFi is the functional product turning theory into practice.
TradFi is a feature launched by Bitget in December 2025, allowing users to access traditional financial assets through a single account, using USDT as margin for trading. The official core definition of the product is a "cross-market trading platform," integrating crypto with foreign exchange, metals, commodities, and indices. This is not a simple asset expansion but building a "global exchange" ecosystem where users can participate in multiple markets without leaving the Bitget App.
The asset coverage is extensive, mainly including:
- Foreign Exchange (FX): Supports major currency pairs like EUR/USD, GBP/USD, USD/JPY, etc. The forex market is the core of TradFi, accounting for the vast majority of daily global financial volume. Bitget TradFi allows users to trade with USDT leverage, with leverage ratios reaching hundreds of times.
- Metals and Precious Metals: Gold (XAU/USD) and silver (XAG/USD) are the focus. Gold and silver have attracted immense market attention and popularity this year due to their strong price performance.
- Commodities: Include palladium XPD (one of the world's rarest precious metals), Arabica coffee, Brent crude oil, copper, etc. Energy prices fluctuate sharply due to Middle East conflicts; Bitget TradFi provides real-time quotes and leverage tools for easy hedging.
- Indices: Cover major global stock indices like the S&P 500, Nasdaq, and Hang Seng Index. Users can bet on market direction via CFDs (Contracts for Difference) instead of buying individual stocks.
If investors observe carefully, they will find that Bitget's chosen coverage is not particularly comprehensive—it excludes low-liquidity assets like bonds or real estate—but focuses on high-frequency trading instruments, matching crypto users' preferences. Compared to traditional brokers like Interactive Brokers, TradFi's asset selection is more streamlined, emphasizing highly liquid global markets.
Coverage alone is far from enough. The trading experience is key.
Bitget TradFi integrates the MetaTrader 5 (MT5) platform, the standard tool in TradFi, supporting advanced charts, EAs (Expert Advisors), and algorithmic trading. Users connect to MT5 via their Bitget account without additional registration. Its core mechanism is CFDs: users do not own the underlying asset but enter a contract with the platform, settling profits or losses based on price differences.
Bitget TradFi does not create a bizarre crypto interface. Instead, by using MT5, a global financial standard tool, even traders outside the crypto circle can smoothly enter the crypto-driven financial ecosystem without changing any operational habits or abandoning any EA (Expert Advisor) strategies.
Bitget uses USDT as a bridge, allowing crypto users to transfer funds directly from their wallets, bypassing bank transfers. The trading process: users deposit USDT into Bitget, convert it to MT5 account balance, and trade. Upon settlement, profits or losses are returned in USDT, supporting instant withdrawal to crypto wallets or on-chain addresses. This undoubtedly eliminates the significant inconvenience and hassle of repeated deposits and withdrawals.
Regarding security, Bitget employs cold/hot wallet separation, multi-signature, and third-party audits. MT5 integration ensures real-time data synchronization, but potential risks include slippage (price execution deviation) and forced liquidation.
Overall, what Bitget TradFi aims to do is practical bridging. It targets native crypto users, providing a TradFi entry point. However, it relies on external liquidity providers and may expose certain limitations in extreme markets, so investors still need to pay attention to risk control.
Product Features
Investors who have bought and sold cryptocurrency will likely feel strong discomfort if they try traditional trading platforms and brokers. Conversely, users transitioning from traditional stock platforms to crypto exchanges will certainly have a fresh perspective on the trading experience.
Traditional brokers like FXCM or OANDA rely on banking systems and regulatory frameworks, while crypto accounts leverage blockchain and stablecoins, offering unique advantages. Analyzing from three dimensions—threshold, fees, and capital efficiency—reveals considerable strengths.
First, low threshold.
Traditional forex/commodity trading requires strict KYC (Know Your Customer), including identity verification, address proof, and bank account linkage. Account opening may take several days. For investors in regions like Southeast Asia and Latin America, accessing assets like the S&P 500 index or Brent crude oil may face extremely high local barriers. Additionally, leverage ratios are subject to regulatory caps, such as the EU ESMA's maximum of 1:30 for retail clients.
In contrast, Bitget TradFi has a lower threshold. Users only need a crypto wallet and basic verification to deposit using USDT. Through a single account and stablecoin, investors from any region can cross the geopolitical financial divide and enjoy liquidity synchronized with Wall Street. In a sense, Bitget TradFi can be considered an equal-access platform for global premium assets.
Leverage multiples up to 500 attract high-risk-preference users, catering to the needs of those seeking high volatility.
This is particularly friendly to emerging market users—no need for currency exchange or cross-border transfers; funds can be moved directly from other exchanges or on-chain wallets. Bitget holds multiple licenses, and the platform is also regulated by the Mauritius Financial Services Commission (FSC), ensuring fairness and security in trading.
Second, significantly reduced fees.
For example, for opening positions with the same value of $100,000 in gold contracts and Bitcoin contracts, the latter's fee is 20 USDT, while gold's fee is as low as 1.5 USDT.
TradFi fees are as low as 1/13th of traditional crypto contracts, over 90% cheaper than regular coin-margined/perpetual contracts. With the same capital, users can open positions over 10 times larger. This completely solves the dilemma of crypto retail investors wanting to trade gold/forex but being deterred by high fees.
Don't underestimate a single fee; when users' trading frequency and position sizes increase, the accumulated cost over time becomes a significant expense.
Official documentation shows that currently, Bitget VIP3 and above users enjoy fee discounts when trading forex, precious metals, commodities, oil, and indices.
Capital efficiency is also a major highlight.
Traditional systems rely on SWIFT or ACH transfers, with deposits taking 1-3 days and withdrawals being slower. Deposits with traditional brokers (like Interactive Brokers or FXCM) require multiple layers of bank scrutiny, whereas Bitget TradFi leverages blockchain technology to achieve "instant" financial liquidity. This is not only a benefit for crypto players but also a necessity for global arbitrageurs.
Idle funds earn no returns during the waiting period. Crypto accounts enable instant transfers: USDT confirms in seconds on the blockchain and supports DeFi lending to earn interest.
On Bitget TradFi, users can put idle USDT into staking or liquidity pools, earning interest while trading. Capital utilization is higher—switching from crypto futures to forex requires just a click, avoiding dispersion across multiple platforms. Quantitatively, traditional brokers have a capital turnover cycle of T+2, while crypto platforms are near real-time. This is crucial in fast-paced markets, such as during the 2025 Fed rate hike cycle, where quick responses can capture opportunities.
Overall, for crypto natives, crypto accounts are more efficient in forex/commodity trading but are suitable for experienced users.
Hands-On Experience
To evaluate the actual performance of Bitget TradFi, I simulated a typical user process based on official guidelines and user feedback. Test environment: Android App version, using a test account.
One noteworthy point is that users first need to create an MT5 account password (different from the main Bitget account).
The main screen displays real-time quotes: forex pairs, candlestick charts, customizable indicators like MACD, RSI, etc. The trading experience is not significantly different from ordinary cryptocurrency trading.
Trade execution: Placing a market order, the system displays potential profit/loss and margin requirements. Setting stop-loss/take-profit is simple. The test experience was smooth.
During market closures, investors cannot perform buying/selling operations, including placing orders.
Transferring from MT5 back to the spot account, then withdrawing to a wallet, the fee was 0 and the process was seamless. Overall, the user experience exceeded expectations but is steep for beginners—the MT5 learning curve is steep. Some minor potential issues: reliance on third-party liquidity; extreme events like black swans could cause interruptions. Compared to traditional platforms, Bitget is more flexible but may be slightly less stable.
Bitget TradFi is suitable for crypto users looking to expand but requires enhanced risk awareness. In actual trading, combining DeFi tools can improve efficiency.
On the Eve of Global Finance Going On-Chain, Building Infrastructure in Advance for All Investors
U.S. SEC Chairman Paul Atkins predicts that within the next two years, the entire U.S. financial market might migrate to the blockchain technology underpinning cryptocurrencies. "This will not only be a trend for the next 10 years but could become a reality in as little as two years. The next step will come with digital assets, market digitization, and tokenization, which will bring 'significant benefits' for transparency and risk management."
Correspondingly, Brian Armstrong, CEO of U.S. exchange Coinbase, recently stated that the platform's top priority for 2026 is to develop an all-in-one trading platform covering cryptocurrencies, stocks, prediction markets, commodities—including spot, futures, and options, etc.
The tide is surging.
Before traditional finance migrates to the chain on a large scale, Bitget TradFi is not just for crypto users to play with gold and silver; it is building the infrastructure in advance for all investors, regardless of background.
The launch of Bitget TradFi may signify a transition from a pure crypto platform to a comprehensive financial services provider.
First, it expands the user base. Bitget's user base has reached 120 million, primarily crypto retail investors. Through TradFi, it attracts TradFi investors into crypto, targeting the multi-trillion-dollar forex market. By integrating crypto, stocks, and on-chain assets, it forms a closed-loop ecosystem, increasing user stickiness. Second, it diversifies revenue. The crypto market is cyclical, with trading volume declining during bear markets. Moreover, in this cycle, altcoins generally lack wealth effects, leading to a sharp drop in market enthusiasm. TradFi can provide a stable revenue source, reducing reliance on spot/futures.
As Bitget CEO Gracy Chen said: "Fine birds choose trees to perch on, capital flows where profits are. Today's traders are no longer confined to a single investment track. The mission of a trading platform is to break down boundaries, making the crossing and flow of assets safer and more efficient. The launch of TradFi is an important part of Bitget's UEX (Universal Exchange) plan, granting users flexibility within the same platform and eliminating barriers to cross-market trading."
Overall, Bitget TradFi is not just a product; it is one of its important strategic moves. A new generation of global financial investment platforms is advancing rapidly.
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