21 Survival Action Items for AI Accelerationists
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21 Survival Action Items for AI Accelerationists
If the world 10 years from now becomes utterly unrecognizable, what changes would you make starting today?
Navigating Web3 tides with focused insightsAuthor: intern
Translation: TechFlow
TechFlow Intro:
While most people are still debating whether AI will replace jobs, tech elites in Silicon Valley have already begun redefining entire life plans.
This article originates from a deep reflection by X platform user intern, who proposes a radical hypothesis: If AI’s exponential growth renders the world unrecognizable in ten years, have all our current financial, health, and career decisions been fundamentally misguided?
From halting retirement contributions to front-loading future cash flows, from abandoning long-term health management to recentering one’s social circle—these 21 recommendations are not merely survival guidelines, but a “dimensional downgrade” of traditional linear life philosophies.
Full Text Below:
Imagine a world ten years from now that is utterly unrecognizable.
What would you change—starting today?
Most of my friends in the tech industry are acutely aware of how rapidly AI is accelerating. For those paying close attention, this acceleration became evident years ago—but over the past year, the probability of a truly world-altering “big bang” has surged dramatically.
Now, for the first time, this awareness is spreading beyond the tech community—to ordinary people.
The world five years from now will be vastly different. Ten years out, it may be unrecognizable.
Once you internalize this reality, a natural question arises:
“So… what should I do now?”
If your fundamental view of the future shifts, then altering your present behavior logically follows.
I’ve pondered this question for years—and over the past few months, I’ve drafted various versions of my thoughts, sharing them with friends and family who asked me precisely this question. I’ve decided to consolidate my views and conclusions into a checklist.
Here’s the list:
Investing
- Directly invest in AI adoption: (e.g., Tesla, NVIDIA, Palantir, Google; if accessible, also Anthropic and OpenAI).
- Invest in industries experiencing exponential growth alongside AI: Robotics, Biotech, Crypto, Space.
- Invest in supply chains: Compute power, energy, raw materials.
- If you’re under 50, stop contributing to 401(k)s or Roth IRAs: Avoid locking capital into retirement vehicles designed for 30–40 year horizons. These tools assume a predictable world and offer positive expected value (+EV) over long timeframes—but if you need early access, their expected value turns negative. Prioritize liquidity over decades-long tax optimization. By the time these accounts mature, they may well be obsolete.
General Finance
- Front-load future cash flows wherever possible: In general, take on debt repayable in the future in exchange for cash today.
- Lock in fixed-rate debt whenever feasible.
- Example: Don’t pay off student loans faster than required; opt for long-term mortgages. Broadly speaking, treat debt due ten years from now as potentially “nonexistent,” and act rationally accordingly.
- Avoid annuities and other long-duration financial products dependent on stability.
- Reduce reliance on institutions predicated on assumptions of “slow/linear change.”
Career & Skills
- Prepare for deep automation of most cognitive and physical labor within five years.
- Do not enroll in law school, medical school, or other extremely long-duration training programs solely for financial ROI.
- Position yourself as close as possible to AI systems—whether as a developer or a power user.
- Build distribution capacity (audience, leverage, brand), rather than accumulating credentials and formal qualifications.
- Work where you can observe exponential change up close.
Life & Time Planning
- Stop planning your life on 30–40 year timelines.
Practical examples include:
- Don’t center your 20s and 30s around “quality of life after retirement.”
- Don’t over-prioritize long-term longevity optimization: You likely don’t need to worry about long-term consequences of cancer, aging, hypertension—or any other “bill” due a decade from now. Essentially, “future health debt” tied to nicotine, sun exposure, alcohol, smoking, or most chronic unhealthy habits may never come due (i.e., technology may resolve these issues—or the world may have changed so drastically that such concerns become irrelevant).
- Learn to comfortably abandon outdated plans.
- Buy property near family as soon as possible: You’ll likely want land and proximity to your closest relationships. This doesn’t shift most people’s plans dramatically—but better to complete it early.
- Avoid making plans longer than 5–10 years: The world will change so profoundly that such planning will likely be meaningless.
- Check off your “bucket list”: Do the things you’ve always wanted to do—now.
If the world is accelerating exponentially, your behavior today should reflect that—this is simply an update to your underlying assumptions.
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