From on-chain assets to burgers on the table: a crypto enthusiast's path to freedom in love and consumption
TechFlow Selected TechFlow Selected
From on-chain assets to burgers on the table: a crypto enthusiast's path to freedom in love and consumption
From top-tier Alpha to everyday神器 card, this one guide covers it all.
Navigating Web3 tides with focused insightsAuthor: Defileo
Translation: AididiaoJP, Foresight News
Let's imagine Pepe has made life-changing wealth in the crypto space and is now thinking about how to cash out and enjoy life...
So Pepe begins searching for ways to spend his hard-earned cryptocurrency.
First, he doesn't want to use cards requiring KYC, so he starts looking for payment cards that don't require KYC.
Then he stumbles upon several lists ranking the best no-KYC payment cards, like this one:
Pepe hears his friend raving about "the other cards" and how they accumulate credit, points, cashback, and various convenient benefits.
That's enough—Pepe wants in. He's ready for anything, and even KYC is no longer a problem.
Then the friend shares his full lineup of payment cards—the ones he actually uses, no hype, just the list.
A-Tier Payment Cards
@ether_fi / Cash / Non-custodial card with Apple/Google Pay, promotional up to 3% cashback, direct on-chain asset payments + yield, offering users an excellent experience
@gnosispay / Self-custody Visa / Linked to Safe account, up to 5% cashback, Zeal integration, no foreign exchange fees.
@solayer_labs / Non-custodial / Direct USDC spending / Optional ~4–5% treasury-backed sUSD yield with Apple/Google Pay.
B-Tier Payment Cards
@BleapApp / Non-custodial 2% USDC cashback / Zero FX fees / For daily EU spending.
@Cypher_HQ\_ / Friendly fees / High limits with Apple/Google Pay premium unlock and extra perks.
@TrusteeGlobal / EU licensed / Non-custodial / IBAN with European Economic Area coverage.
@MetaMask / Self-custody 1% cashback (virtual card) or up to 3% (physical metal card), physical metal card has zero FX fees / Limited rollout.
@Bybit_Official (card, custodial) / Smooth for CEX users / Regular high cashback promotions / Clear fees and limits.
@xPortalApp / Stylish MultiversX card / ~0.5% rewards / Tightly integrated with super app.
@ready_co (Starknet) / Non-custodial L2 card / Native Starknet user experience.
@payy_link / Privacy-first (stylish card) + user experience, no cashback yet.
@Thorwallet / Non-custodial multi-chain / Swiss-style security / Fiat on/off ramps.
C-Tier Payment Cards
@KASTcard / Self-custody high limit / Points-based rewards + concierge service {points ≠ cash}.
@RedotPay (custodial) / Very low FX fees {~1.2%}, high limits / Watch out for ATM fees.
@holyheld / Non-custodial 0.5–1% USDC cashback with Apple/Google Pay, focused on EU.
@coinbase (card, US) / Custodial / No spending fees, US only.
@BitPay / Prepaid Visa supporting BTC + stablecoins / Moderate fees / Standard KYC.
@itstuyo / Feature set similar to EtherFi / Lower integration / Worth testing.
D-Tier Payment Cards
@OfframpXYZ / Self-custody / Offers treasury-style yield / No cashback, moderate fees.
@BelobabaBank / Hybrid crypto / fiat / Travel-focused / Details vary by partner bank.
@wirexapp / Well-known card with Apple/Google Pay, KYC required, offers rewards but complex fee structure.
@RevolutApp (crypto spending) / Custodial / Weekend FX rules and fees apply / Not integrated with DeFi.
@cryptocom (card) / Wide coverage / But top-tier rewards require staking / Subscription, benefits frequently change.
@binance (card, EU) / Discontinued in the European Economic Area.
After cashing out some fiat, Pepe bought countless burgers, colas, and everything else you could imagine for his friends and family.
And so, Pepe is happy, and his family is happy.
After cashing out some fiat, Pepe treated his friends and family—burgers stacked high, colas flowing, chicken nuggets, fries, all you can eat, laughter, crumbs everywhere.
In daily life, he uses @ether_fi for everyday spending with backend yield, and @gnosispay for seamless travel experiences and clear cashback.
This is the whole point: when the night grows quiet, he looks around, smiles, and thinks, "Yeah, this is exactly why."
Join TechFlow official community to stay tuned
Telegram:https://t.me/TechFlowDaily
X (Twitter):https://x.com/TechFlowPost
X (Twitter) EN:https://x.com/BlockFlow_News
@0xDefiLeo
