The Power of Time and Compounding: 10 Immutable Laws of Wealth Growth in Crypto
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The Power of Time and Compounding: 10 Immutable Laws of Wealth Growth in Crypto
Lock in hard assets, upgrade yourself, and stay vigilant against traps.
Navigating Web3 tides with focused insightsAuthor: DUO NINE
Translation: Tim, PANews
Wealth takes many forms, yet there's always a golden thread running through it all:
Time.
If nurtured wisely, it grows and compounds. In crypto, you must also guard against losses—something I'll touch on at the end.
The following 10 principles are drawn entirely from my personal experience. Absolutely real. No fluff.
1. Invest in Hard Assets Early
When I first bought gold, it was around $1,600. Today, that price has more than doubled. My first Bitcoin purchase was at about $700. Now it's above $100,000. These are hard assets: non-dilutable, not arbitrarily inflatable. They’re scarce, in high demand, and difficult to replicate.
You’ll never build wealth through work or salary alone like you can with hard assets. Gold and Bitcoin both fall into this category. Whatever spare money you have, start dollar-cost averaging into hard assets now.
This includes index funds like the S&P 500 or real estate in prime locations with enduring demand. Then let time do its work. In 5, 10, or 20 years, you’ll be amazed at the results!
If you never invest in hard assets, becoming truly wealthy is nearly impossible. Viewed over decades, even a $1,000 investment today can make a massive difference. Don’t delay—make a plan and act now.
2. Do Something With Growth Potential
This applies across all fields—I’ve discussed similar ideas before. Examine your current skills and passions, and imagine 100,000 people seeing your content. Even if just 1% recognize your value, that’s 1,000 potential customers, fans, subscribers, or supporters.
Take the leap. If you don’t start, you’ll never know what could happen—and the outcome is often surprising. Few dare to try, but those who do usually gain something. It takes time, but eventually, breakthroughs come.
I started with zero followers and no community. So I worked relentlessly—publishing daily, giving it my all. People will notice when you shine. Once you earn your first dollar online or generate any income from entrepreneurship, the door to success swings wide open.
Starting is the hardest part—and few actually do it.
3. You Can Never Be Richer Than Your True Self
Your current level of wealth reflects your current level of personal development.
That’s why an average person who suddenly wins $1 million in the lottery almost always loses it within a year. Their inner capacity simply doesn’t match the responsibility of managing such wealth.
Stop waiting for others to act for you. If you don’t invest in yourself, no one else will. Knowledge is widely accessible now; with internet access, you can learn anything. With AI, you can even have a personal mentor guiding you—provided you’re willing to spend the time.
No excuses.
Hone your skills through action (see point 2). Even if you're limited now, consistent practice leads to progress. Just start. Time will reveal transformation—this sounds a lot like investing in Bitcoin.
4. Slightly Overestimate Yourself
Maintaining a positive feedback loop is crucial. When you value yourself slightly more than your current skill level suggests, you naturally strive to grow.
Even if you've achieved nothing today, believe you deserve more and will eventually accomplish something meaningful. Shifting this mindset may profoundly impact your future self.
What you do today shapes who you become tomorrow.
5. Money Isn’t Everything
Gold or Bitcoin can be bought. But you can't buy a family on Amazon, nor find a place you can truly call "home." This kind of wealth cannot be priced or sold anywhere.
Don’t lose sight of what truly matters while chasing material wealth.
Failing to build a family or cultivate meaningful relationships may cost you dearly later—depression, midlife crisis, or identity crisis might follow. That’s as important as holding Bitcoin.
Material wealth means little if there’s no one to share it with. At the end of the day, humans cherish experiences—and greater wealth allows for more experiences. Yet some of the deepest ones are nearly free.
6. Lean Into Discomfort
If you're afraid to buy Bitcoin, that might be a good sign you should. Fear often blocks us from trying new things. But to grow personally (see point 3), embracing the new is essential.
These experiences may be painful, pleasant, or neutral. If you stop labeling them and simply treat them as new chapters in personal growth, you’ll move faster to the next stage.
As you cycle through successes and failures repeatedly, the key difference is this: if excess energy flows into hard assets, each fall happens from a higher level, and every climb becomes quicker. Success comes faster, and rewards grow larger.
7. Learn to Reset Yourself
Some people live in the same place their whole lives, never changing environments. That’s fine—but beware: don’t let your surroundings limit your personal evolution.
If you adopt the mindset described in point 4 (valuing yourself more), you’ll become sensitive to this. As you grow (see point 3), the constraints holding you back will become obvious. At that moment, you must choose—and that choice may trigger fear (point 6).
To break through or turn back? This decision could be your gateway to wealth.
8. Avoid Wealth-Destroying Traps
In crypto, these traps are called altcoins. There's only one hard asset in the entire space, yet thousands of traps surround it. Every time you spend money on an altcoin, the opportunity cost is not buying Bitcoin.
This seemingly small decision can cost you enormously over 5–10 years. The same logic applies when choosing to buy a car instead of investing that money—every expense comes at the cost of lost investment opportunities.
Be rational about spending versus investing. Beware lifestyle inflation. If you’re not investing your income, fix that immediately.
Once you gain some wealth, keep quiet. Don’t show off. Don’t post on social media. Doing so attracts opportunists—including relatives or friends pitching “investment” schemes.
9. Never Sell Your Hard Assets
A major crypto mistake is swapping Bitcoin for altcoins. Anyone who does this will eventually pay a heavy price—if they wait long enough. While altcoins may outperform Bitcoin over 6–12 months occasionally, over multi-year horizons, this has never consistently happened.
The second issue with selling hard assets: there’s rarely a better alternative. Selling Bitcoin to buy gold still keeps you in hard assets—just with different risk-return profiles.
No matter what, ensure you’re not exchanging hard assets for inferior ones. If you do take such a risk, calculate it carefully and keep exposure minimal—ideally under 5% of total wealth. The potential return must be asymmetric and allow you to buy more Bitcoin later.
To accumulate and preserve wealth, hold tight to your hard assets. Never sell.
10. If You Succeed, Expect Attacks
All success attracts predators—true in crypto, true everywhere. Last year, I fell victim to malware, got hacked, and lost $50,000—the assets in my hot wallet wiped out instantly. I can’t believe I fell for such a basic scam.
I should’ve known better. Before the RAT Escape incident, I’d never kept large amounts in a hot wallet. But when prices surge, hackers swarm. That’s why any public visibility makes you a target.
(Note: The author created RAT Escape as an experiment in November 2024. Three weeks later, the token’s market cap surged to $16 million.)
Worse, even if you’re not famous, you’re still a target. Platforms like Ledger and Coinbase have suffered data breaches. Just yesterday, one of our members was hit by a social engineering attack—scammers impersonated Ledger support, asking for his recovery phrase to “secure” his account.
They knew his name, email, phone number, and address—enough to appear legitimate. The moment he revealed his seed phrase, his crypto wallets were drained. Remember: never share your recovery phrase—not even with police.
Once you achieve success, vultures gather. Defend your wealth at all costs. Never flaunt it—that only makes you a bigger target.
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