TechFlow news, December 9 — According to Cointelegraph, Strategy CEO Michael Saylor recommended a Bitcoin-backed banking system to countries, saying it could attract trillions of dollars in capital inflows. Speaking at the Bitcoin MENA event in Abu Dhabi, he said nations could create regulated digital bank accounts using over-collateralized Bitcoin reserves and tokenized credit instruments, offering higher yields than traditional deposits.
Saylor pointed out that bank deposits in Japan, Europe, and Switzerland offer little return, with euro money market funds yielding about 150 basis points, compared to nearly 400 basis points in U.S. money markets. In his proposed structure, digital credit instruments would make up around 80% of the fund, combined with 20% fiat and a 10% reserve buffer to reduce volatility. Saylor said countries adopting this model could attract "20 trillion or 50 trillion dollars" in capital inflows, becoming the "world's digital banking capital."
