TechFlow News, May 19: According to the Federal Reserve’s 2025 Survey of Household Economics and Decisionmaking (SHED), 25% of employed individuals use generative AI for work. Among these users, 81% report time savings. The adoption rate among those holding graduate degrees stands at 43%, four times higher than the 10% rate among those with a high school diploma or less. AI users generally hold optimistic views about their career prospects, while concerns about job displacement remain relatively low.
Cryptocurrency usage has rebounded to 10%, up two percentage points from 2024, though it remains below its 2021 peak. Most usage is for investment and holding (9%), with actual payment use remaining extremely rare (2%). Losses from cryptocurrency fraud have a non-recoverable rate as high as 65%, representing significantly greater risk compared to other payment methods.
