TechFlow, on May 9, according to an official announcement, starting from 08:00 (UTC+8) on May 17, 2025, Binance Unified Account will introduce tiered negative balance thresholds based on users' VIP levels for different assets. If a user's negative balance in the Unified Account exceeds the negative balance threshold, the user will be charged interest fees daily at 08:00 (UTC+8) based on the negative balance of the Unified Account. The interest fee is calculated using Binance's margin daily interest rate. The interest fee calculation formula is as follows:
Interest Fee = Absolute Value (Negative Balance) * Daily Interest Rate
Note: Negative Balance = Minimum (Total Asset Value in Unified Account + Negative Balance Threshold, 0)
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