TechFlow News, May 21: According to a report by Caixin, Global Payments—a global payment technology and software company—released its “Global Payments Report 2026,” which states that digital wallets now account for over half of global online transaction value and one-third of offline transaction value. Digital wallets can flexibly integrate diverse payment methods—including cryptocurrencies. The report forecasts that direct cryptocurrency payments will be the fastest-growing online payment method, with a compound annual growth rate (CAGR) of 16% between 2025 and 2030. This implies that by 2030, e-commerce transactions settled directly in cryptocurrencies could represent 0.28% of global e-commerce transaction value—approximately $31 billion.
However, despite the total global cryptocurrency market capitalization nearing $3.2 trillion as of end-2025, cryptocurrencies remain a relatively niche payment method for consumer-to-merchant transactions. Reports from MRC and Visa indicate that only 10% of merchants worldwide accept cryptocurrency payments directly. In 2025, cryptocurrencies accounted for just 0.19%—about $15 billion—of global e-commerce transaction value.
