TechFlow News, February 25: According to Stripe’s 2025 Annual Open Letter, despite the overall downturn in the cryptocurrency market, stablecoin payment volume doubled in 2025 to approximately $400 billion, with 60% of that volume representing business-to-business (B2B) payments. Bridge—the stablecoin platform acquired by Stripe—saw its transaction volume grow more than fourfold.
Last year, Stripe launched Tempo, a blockchain purpose-built for payments and co-incubated with Paradigm. Tempo offers dedicated payment channels, sub-second finality, optional privacy protection, and interoperability with compliance and accounting systems. Visa, Nubank, and Shopify are already testing Tempo for use cases including global payments, embedded finance, and remittances. Klarna has become the first bank to issue a stablecoin (KlarnaUSD) on the Tempo testnet, leveraging Bridge’s open issuance functionality to enable faster, lower-cost cross-border settlements. The Tempo mainnet is即将 launching soon, and its architecture is especially well-suited for proxy payments and micropayments.
In the field of agentic commerce, Stripe co-developed the Agentic Commerce Protocol (ACP) with OpenAI to establish a technical language between AI platforms and enterprises. Stripe also introduced shared payment tokens, an agentic commerce toolkit, and machine payments—enabling developers to charge AI agents directly. Stripe has partnered with OpenAI to deliver ChatGPT’s first shopping experience and is collaborating with Microsoft to bring similar capabilities to Copilot.
