Giảm đòn bẩy trong thị trường tăng giá, làm thế nào để bảo toàn và gia tăng tài sản với sản phẩm tài chính của XT.COM?
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Giảm đòn bẩy trong thị trường tăng giá, làm thế nào để bảo toàn và gia tăng tài sản với sản phẩm tài chính của XT.COM?
Tại XT.COM, việc đảm bảo an toàn tiền vốn cho người dùng là ưu tiên hàng đầu.
Chuyên sâu báo cáo Web3The ultimate goal of all players in the crypto market is to maximize returns. Some investors prefer frequent buying and selling, attempting to gain higher profits from price fluctuations, but often end up selling off their holdings too early, significantly reducing their overall gains.
An effective strategy during a bull market is actually holding onto your coins while waiting for prices to rise, setting target price points, and minimizing trading frequency. During this long wait, users can earn additional passive income through various financial products.
Currently, both centralized and decentralized platforms offer crypto wealth management products, some of which contain hidden risks that have caused significant losses for investors. Therefore, users should opt for large-scale, highly secure, well-known platforms that also provide diverse product offerings and competitive yields—such as Binance, OKX, and XT.COM.
Investment link: https://www.xt.com/en/finance/simple-earn
1. Fund Security Is the Top Priority
“You want its yield; it wants your principal.” This self-deprecating joke among many investors reflects genuine concerns about the safety of financial products. Especially after the 2022 collapse of FTX’s high-yield deposit scheme, investors seem to have developed a conditioned response toward crypto investment products.
However, incidents like FTX are isolated cases that cannot be completely eliminated in any market, yet demand for crypto finance remains strong. According to datos.com, the global crypto wealth management market reached $292 billion as early as 2021 and continues to grow at an annual rate of 20%.
"Suppression doesn't work. Given continuously growing demand, the crypto market should focus on strengthening supply-side security measures to ensure user asset safety and minimize or even eliminate systemic risks," said Albin Warin, CEO of XT.COM, emphasizing that risk reduction must address both subjective and objective aspects.
On the subjective side, a user-first philosophy is essential. “At XT.COM Finance, safeguarding user funds is our top priority.” This mission relies heavily on support from a professional asset management team.
Take the XT.COM finance team as an example: members graduated from world-renowned universities such as Stanford University, National University of Singapore, Tsinghua University, and Carnegie Mellon University, and possess extensive experience in Web3 exchanges, traditional private equity firms, and the internet industry. As one of the largest digital currency capital management teams in the industry, they specialize in quantitative development and asset management in the cryptocurrency market, offering customized, comprehensive strategies including futures-spot arbitrage, CTA trend/reversal, CeFi-DeFi on-chain hedging, and AI-powered high-frequency quant strategies.
XT Finance primarily offers two major types of financial products: zero-risk and high-return options.
Zero-risk finance: Flexible-term and fixed-term savings.
Flexible/fixed-term savings within the XT Savings Wallet generate returns from the crypto lending market. The investor's earnings come directly from interest paid by borrowers. Every borrower must pledge a certain amount of digital assets at a specified collateralization ratio before obtaining a loan, then pay interest to lenders.
Therefore, investing in zero-risk finance ensures full principal protection with stable, risk-free returns. XT Finance maintains dedicated use of funds, detailed records for every loan, and a robust risk control system for pledged lending, guaranteeing stable, zero-risk returns for investors.
High-yield finance: Premium Wealth Management and VIP Finance
For users seeking higher returns, XT Finance provides corresponding high-yield investment products. Unlike standard savings products whose returns come from the lending market, premium and wealth management products derive returns from quantitative strategies.
Quantitative strategies offer higher potential returns, backed by the excellence of XT’s strategy team and over 50 partner institutions. After five years of research and technological accumulation, these products ensure both capital safety and baseline returns, while dynamically pursuing higher profits based on market conditions.
Objectively, establishing a professional risk management mechanism is crucial—from selecting quality assets and monitoring risks to implementing multi-strategy hedging—to achieve full transparency and controllable risks throughout the investment process. In this regard, XT.COM Finance has already established a complete professional risk control system tested over five years in real markets. Specifically, it includes the following steps:
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Careful selection of tradable assets: Only highly liquid cryptocurrencies with healthy position structures are selected to avoid extreme volatility and market manipulation.
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Strict position controls: Each strategy’s exposure is kept below specific thresholds to prevent excessive profit swings due to rapid market changes.
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Comprehensive hedging: All positions are fully hedged, making them immune to macro-market shifts or cryptocurrency price movements.
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Low leverage: Leverage is capped below 2x, or unleveraged hedging strategies are used, with real-time monitoring of margin ratios and MMR to strictly manage liquidation risks.
Taking XT’s "VIP Premium Finance" as an example, user assets are held on the XT.COM platform, while investment strategies are provided by 50 top-tier global suppliers—all rigorously vetted by XT with proven track records of successful collaboration exceeding two years. According to official website data, BTC Premium Finance offers annualized returns ranging from 7% to 18%, currently the highest in the industry for BTC-based financial products.
"Asset risk management may sound simple, but behind the scenes we’ve encountered many pitfalls. In this area, we’re far ahead compared to competitors," shared Albin Warin, reflecting on XT.COM Finance’s past experiences. "Consider a simple comparison: the 2022 FTX crash had widespread impact, bringing down many so-called leading finance platforms, even forcing some into bankruptcy. Yet XT.COM Finance remained unscathed—doesn’t that prove the maturity and robustness of our system?"
2. Industry-Leading Returns
Security is the primary consideration for users. With capital preservation assured, the pursuit of high yields never stops.
As market sentiment recovers and activity heats up again, some users turn to decentralized finance (DeFi) products. These DeFi solutions boast high transparency but often come with high entry barriers. Particularly those built on the Ethereum mainnet involve high gas fees—often costing tens of dollars per transaction—discouraging retail investors. Additionally, returns across different protocols vary greatly, sometimes differing tenfold or more. Moreover, ordinary users interacting with these platforms face risks such as phishing attacks resulting in asset loss, or even intentional rug pulls by project teams. In short, DeFi finance resembles a dark forest—unsuitable for average users.
Centralized platforms like XT.COM Finance effectively bridge this gap, meeting the needs of regular investors. They offer zero entry barriers and no transaction fees, greatly simplifying participation. Furthermore, diversified sources of investment returns serve as a key safeguard. "Our (XT.COM Finance) returns originate from stable lending markets and certified on-chain node revenues," explained Albin Warin.
For instance, when users deposit stablecoins into XT.COM Finance, professional asset managers deploy these funds into on-chain protocols to generate yield. The team carefully selects the most profitable, stable, and secure protocols across the entire DeFi lending space. Technical experts also audit protocol code to prevent vulnerabilities. All complex operations are handled by professionals—users simply need to click a button to deposit assets and withdraw them later, seamlessly earning returns.
Thanks to this comprehensive approach, XT.COM Finance has become an industry leader in returns. For USDT, users can choose flexible savings (instant deposit/withdrawal), fixed-term savings (higher yield), or VIP Premium Finance, with annualized returns fluctuating between 15% and 40%. Even during market downturns, as long as trading volume remains high, the team’s low-risk arbitrage strategies help ensure that user returns do not shrink dramatically. By comparison, current flexible USDT savings yields on Binance and OKX stand at only 6%, significantly lower than those offered by XT.COM Finance.
(Selected financial tokens)
Beyond traditional deposit-lending models, XT.COM Finance also offers staking services. Currently, many PoS networks allow participants to stake tokens to help maintain and govern the network, receiving token rewards in return. However, significant barriers exist: users must run validator nodes, rent servers, and meet minimum staking requirements—for example, ETH requires a minimum of 32 tokens, excluding most retail users.
With XT.COM Finance, users avoid all these hassles. There’s no need to set up nodes or manage private keys—users can participate with minimal holdings. XT Staking maximizes returns for users by eliminating middlemen, using only official or approved blockchain staking nodes from public chains or self-operated nodes. This ensures users receive the most direct, secure, and pure on-chain node rewards.
"When users stake via our platform, on-chain network rewards go directly to stakers—zero intermediary fees—maximizing benefits for XT users," said Albin Warin. As of April 10, 2024, XT.COM Finance offers leading industry staking yields: ETH staking APY at 4.1%, AVAX at 7.01%, and SOL at 7%. XT Staking service: https://www.xt.com/en/finance/staking
3. Rich Variety and Diverse Options
In the wealth management space, XT continues innovating with diverse offerings including Savings Wallet, structured finance, staking mining, wealth management, cloud mining, and lending markets.
As Albin Warin puts it: “Whether you're a conservative investor seeking stable returns or an aggressive investor willing to take on more risk for higher rewards, XT Finance has the right product for you. Whether you’re new to crypto or an experienced investor, XT Finance makes your investment journey easy and enjoyable.”
A highlight is XT.COM Finance’s pioneering structured product, “Shark Fin,” now imitated by other exchanges. Shark Fin is a structured financial product combining principal protection with high floating returns, featuring three key advantages: principal guaranteed, industry-leading base yield, and opportunity for significantly higher floating returns in favorable market conditions.
Backed by options market mechanisms, Shark Fin offers simple investment access. It guarantees a base yield of 7%, and if the market trends upward with volatility, it can deliver very high additional returns—floating yields exceeding 12%. By accurately predicting price ranges, investors can achieve returns far above market averages, ideal for low-risk, steady investors.
Another structured product, “Dual Currency Finance,” is also a popular choice among crypto enthusiasts. Dual Currency Finance is an options-based product involving two cryptocurrencies, designed for high returns. Users select investment currency, settlement currency, expected yield, investment amount, target price, and settlement date. Upon maturity, final returns and settlement currency depend on the settlement price versus the reference price. Dual Currency Finance comes in two types—“Buy Low” and “Sell High”—helping investors ignore short-term market noise while securing the highest possible floating yields across the network.
Finally, there’s the platform’s latest offering—cloud mining products: KAS perpetual mining futures and SMH perpetual mining. Simply put, users can participate in mining smaller cryptocurrencies without purchasing mining hardware, finding cheap electricity, or handling technical setup and logistics.
Moreover, XT Cloud Mining (e.g., KAS cloud mining) costs 20%-60% less than buying physical miners on the market. Electricity costs are also significantly more competitive than industry averages. With just one initial investment, users can mine indefinitely. After recovering costs, continued profits are generated without worrying about hardware depreciation.
Interested users can visit the official website for details:
https://www.xtcore.plus/zh-HK/finance/cloud-mining.
Now, invite friends to subscribe to cloud mining and enjoy a 10% commission reward.
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