TechFlow reported on January 14 that, according to cryptonews, the Hong Kong Monetary Authority (HKMA) has recently allowed digital banks to open physical branches. ZA Bank, Hong Kong's largest digital bank, is considering this move to enhance customer experience and streamline transaction processes. The establishment of physical branches will strengthen the competitiveness and customer trust of digital banks, promote financial inclusion, and accelerate industry development. Meanwhile, the HKMA has also launched the "Distributed Ledger Technology Regulatory Sandbox" initiative aimed at helping banks safely adopt blockchain technology.
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