TechFlow news — according to Caixin, the People's Bank of China recently issued a notice titled "On Issuing Financial Industry Standards to Promote Standardized Application of Blockchain Technology," which states that the *Assessment Rules for Blockchain Technology Financial Applications* have passed review and are now in effect. Financial institutions are required to rigorously implement the Rules based on their actual circumstances, establish sound risk prevention and control mechanisms for blockchain applications, conduct regular external security assessments, and promote standardized use of blockchain technology in the financial sector. A unified standard is now in place for product design, software development, and system evaluation involving blockchain technology at banks, securities firms, insurance companies, and other financial institutions.
The Rules assess blockchain applications across three main areas: basic requirements, performance, and security. Basic requirements assessment covers ledger technology, consensus protocols, smart contracts, node communication, event distribution, key management, state management, membership management, transaction systems, and interface management.
Performance assessment includes transaction throughput, query throughput, transaction synchronization performance, deployment efficiency, and ledger data growth rate.
Security assessment covers underlying hardware, underlying software, cryptographic algorithms, node communication, ledger data, consensus protocols, smart contracts, identity management, privacy protection, regulatory support, security operations, and security governance.
The definition of blockchain provided in the document refers to a technology jointly maintained by multiple parties, using cryptography to ensure transmission and access security, capable of achieving data consistency, tamper resistance, and non-repudiation. Notably, concepts commonly associated with blockchain discussions—such as "decentralization" and "tokens"—are not mentioned.
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