TechFlow reports that on April 14, according to Fortune, American Express, a major payment company, announced this week the launch of an Agent Commerce Developer Kit and pledged transaction protection for errors made by AI agents registered on its network. Agent commerce refers to payments or financial activities conducted on behalf of users by AI agents. Though currently limited in application, it has already drawn attention from mainstream payment providers. American Express stated that its existing dispute resolution mechanisms can effectively address transaction risks arising from AI agents and that restricting payment credentials and identity verification measures to only pre-verified agents helps reduce customer disputes and chargebacks. Several other payment companies—including Mastercard, Visa, and Stripe—have also recently launched related infrastructure. American Express also revealed it is exploring the use of stablecoins in settlement but did not disclose specific plans.
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