Six Major Banks: Digital RMB to Start Accruing Interest from January 1, Interest Calculation and Settlement Rules Align with Demand Deposits
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Six Major Banks: Digital RMB to Start Accruing Interest from January 1, Interest Calculation and Settlement Rules Align with Demand Deposits
According to the Shanghai Securities News, Industrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of China, Postal Savings Bank of China, and Bank of Communications have successively announced that starting from January 1, 2026, the balance in digital yuan real-name wallets opened at these banks will accrue interest based on the banks' listed rates for demand deposits, with the interest calculation and settlement rules consistent with those for demand deposits.
Navigating Web3 tides with focused insightsDeep Tide TechFlow reported on December 31, according to the Shanghai Securities News, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Postal Savings Bank of China, and Bank of Communications have successively announced that starting from January 1, 2026, the balances in digital yuan real-name wallets opened at these banks will accrue interest based on the banks' listed demand deposit interest rates, with interest calculation and settlement rules consistent with those for demand deposits.
