TechFlow news, December 22: QwQiao, partner at Alliance DAO, posted that companies actively embracing artificial intelligence will disrupt traditional finance over the next decade. Research shows the financial industry (including lending, insurance, etc.) is most vulnerable to AI-driven innovation due to the prevalence of bloated legacy enterprises. While financial giants possess brand and scale advantages, AI-powered fintech firms can significantly improve efficiency in customer service, financial advisory, loan collection, claims processing, and compliance by reducing operational costs. QwQiao advises investors to focus on AI-centric fintech companies, believing such investments may yield substantial returns in the coming years.
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