TechFlow news, November 12 — Citi's latest report indicates that gold has reached historic highs across five key dimensions: share of GDP, household wealth, central bank reserves, currency ratios, and mining profit margins, signaling that its current valuation is extremely "expensive." The bank forecasts that under a base-case scenario, gold prices may fall to $3,650 by 2026, but could reach $5,000 in a bull-case scenario if structural risks materialize. A BiyaPay analyst noted that elevated gold prices reflect strong global demand for safe-haven assets, though short-term volatility risks are rising. Gold remains a valuable hedge should the Fed cut rates, fiscal deficits widen, or geopolitical tensions escalate. Investors can allocate to gold-related assets via BiyaPay, while also leveraging the platform’s USDT-based trading capabilities for U.S. stocks, Hong Kong stocks, and futures, enabling flexible global portfolio allocation, along with zero-fee spot cryptocurrency contract trading opportunities.





