TechFlow, January 14 — According to The Block, KB Kookmin Card, under South Korea's largest financial group, has filed a patent for an innovative payment technology enabling users to make payments with stablecoins through existing credit cards. This hybrid payment system links users' blockchain wallets to their credit cards, prioritizing stablecoins from the wallet during transactions, while automatically covering any shortfall with the credit card. KB stated that the technology aims to preserve existing card payment infrastructure and user experience, lower the barrier for digital asset payments, and drive stablecoins into mainstream finance.
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