TechFlow news, December 25 — Galaxy Research stated in its annual outlook that as regulatory frameworks gradually become clearer and institutional adoption along with payment use cases continue to expand, stablecoin transaction volumes are expected to surpass the U.S. ACH clearing system by 2026. On-chain payments are evolving from "within the crypto ecosystem" toward broader fund settlement and cross-border circulation scenarios.
BiyaPay analysts believe that the expansion of stablecoin payment scale will directly increase user focus on the efficiency of "on-chain funds inflow/outflow and fiat currency conversion." BiyaPay supports one-click conversion of USDT into over 30 fiat currencies including USD, EUR, HKD, and SGD. With compliant financial institutions handling remittances, users don't need to worry about fund security, enabling faster and safer international money transfers.





