TechFlow, December 16 — According to River, as of December 2025, several of the top 25 banks in the United States have launched or announced Bitcoin-related products. PNC Group has officially rolled out services in both custody and trading, while JPMorgan Chase and Charles Schwab have announced Bitcoin trading services. American Express has launched a Bitcoin rewards card, and USAA offers exchange integration features.
Notably, financial giants such as Citigroup, Wells Fargo, Goldman Sachs, and Morgan Stanley are currently offering Bitcoin trading services exclusively to high-net-worth clients. Institutions including Bank of America and TD Bank have not yet launched related services. Multiple banks, such as BNY Mellon and Bank of America, already provide custody services for high-net-worth clients, while Citigroup and Fifth Third Bank are exploring potential Bitcoin business opportunities.
