
PolyFlow partners with Fintiv to pioneer the next-generation PayFi ecosystem
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PolyFlow partners with Fintiv to pioneer the next-generation PayFi ecosystem
The two parties will join hands to provide comprehensive financial solutions for multi-scenario consumer applications, enhance transaction and payment functionality, and accelerate the global financial inclusion process through a decentralized economic system.
Vancouver, Canada, April 2025 — Innovative blockchain PayFi protocol PolyFlow and global fintech leader Fintiv have announced a strategic partnership to revolutionize crypto payment infrastructure and pioneer next-generation PayFi solutions.

This collaboration will integrate Fintiv’s enterprise-grade digital wallet platform into PolyFlow’s PayFi framework, while PolyFlow’s expertise in payments and DeFi will enhance Fintiv’s decentralized financial services module. Together, they aim to deliver comprehensive financial solutions for diverse consumer applications, improve transaction functionality, and accelerate global financial inclusion through decentralized economic systems.
PayFi represents the next stage of evolution in blockchain payments, building an efficient financial ecosystem centered on stablecoins. By integrating blockchain infrastructure, smart contract automation, and DeFi, PayFi creates borderless financial markets offering derivative financial services anchored in payments—spanning institutional lending, algorithmic wealth management, and cross-chain investment products.
The success of this protocol relies on robust stablecoin infrastructure such as Fintiv’s global digital currency network. Unlike traditional DeFi models, PayFi places payment scenarios at its foundational layer, transforming crypto assets from speculative instruments into everyday transaction mediums. PolyFlow provides the core protocol-layer infrastructure, while Fintiv’s compliant wallet solution addresses the user’s “last-mile” payment challenges.
Raymond Qu, founder of PolyFlow, said: “Traditional finance is constrained by outdated systems and centralized control. Our integration with Fintiv transforms financial connectivity into an open expressway—immediate, borderless, and permissionless.”
PolyFlow is dedicated to building a blockchain bridge between traditional finance and the Web3 ecosystem. As PayFi infrastructure, it combines cutting-edge blockchain architecture with real-world financial applications to drive mass adoption. This partnership also embodies a modern realization of Satoshi Nakamoto’s original Bitcoin whitepaper vision—unlocking the full potential of Web3 through decentralized financial infrastructure.
About Fintiv
Fintiv is a leading global provider of patented Web2-to-Web3 digital solutions, covering merchant payments, cross-border transactions, and digital asset tokenization. It has successfully deployed over 100 ecosystems across 35 countries and holds one of the world’s most valuable patent portfolios in the field, currently managing more than 150 patents.
Learn more: https://fintiv.global
About PolyFlow
PolyFlow is an innovative PayFi protocol focused on connecting real-world assets (RWA) with decentralized finance (DeFi). As infrastructure for next-generation financial applications, PolyFlow integrates traditional payments, crypto payments, and DeFi to build a compliant, secure, and seamless financial network.
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