TechFlow News: On April 21, according to official announcements, Bybit officially launched its Premier Loans (large-scale lending) service on April 20, 2026, providing institutional and high-net-worth users with scalable capital support.
The service supports multi-asset collateralized lending, with a minimum loan amount of 300,000 USDT and no fixed maximum limit (subject to approval). Users may select their preferred loan term based on their individual strategies and submit their desired annual percentage rate (APR); the platform will then provide customized lending solutions based on risk assessment.
Key features of this product include:
- Support for collateralization using multiple mainstream and diverse crypto assets
- Flexible loan terms to accommodate varying strategy timeframes
- Large-scale capital support, with a minimum loan amount of 300,000 USDT
- Negotiable interest rates and a personalized pricing mechanism
Regarding the operational process, users must submit an application via the Finance module, specifying the collateral asset, loan amount, term, and target APR. After review and approval, users confirm the proposed terms, post collateral, and receive funds instantly.
The platform also notes that applications for this service are subject to risk control review; loan terms cannot be modified once submitted; automatic repayment is enabled by default; and users must maintain a sufficient collateral ratio at all times to avoid liquidation risk.
This product further strengthens the platform’s capabilities in institutional-grade financing and liquidity support, offering large-capital users a more flexible on-chain financing tool.
