TechFlow News, April 6: According to Caixin, amid the official implementation of new regulations governing co-lending services and a slowdown in consumer credit demand, multiple consumer loan co-lending platforms reported a consistent downward trend in Q4 2025: both revenue and loan origination volume declined year-on-year, while net profit plummeted significantly. As the co-lending business enters a contraction phase, platforms are seeking “second growth curves,” such as expanding overseas or investing in the cryptocurrency sector. It is reported that Lexin and Yiren Intelligent Technology have already launched overseas operations, with Southeast Asia and Latin America emerging as primary markets; WeBank Financial Technology has been continuously expanding its presence in the blockchain industry over the past two years.
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