AINFT Launches AI Agent “Financial Operating System” to Empower One-Click Integration into Intelligent Trading Networks
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AINFT Launches AI Agent “Financial Operating System” to Empower One-Click Integration into Intelligent Trading Networks
AINFT has launched the Bank of AI, equipping AI agents with full financial capabilities through core components including x402, 8004, MCP Server, Skills, and the OpenClaw Extension—thus bridging the “last mile” of agent-based economies.
Navigating Web3 tides with focused insightsOver the past year, AI’s evolution has continued to shatter expectations: the “hundred-model battle” is still raging, AI Agents are sweeping across applications, and the emergence of OpenClaw has elevated this frenzy to new heights. Yet an awkward reality remains unresolved: whether it’s a large language model capable of coding or an AI Agent that can manipulate user interfaces, these systems can generate content and operate software—but they cannot complete payments on your behalf. They can retrieve massive volumes of data, yet they cannot execute a single real-world transaction. To truly operationalize AI Agents, the critical step of integrating financial flows must be unlocked.
To address this, AINFT—an AI-native platform within the TRON ecosystem—has officially launched its AI Agent infrastructure upgrade: Bank of AI. Designed exclusively for AI Agents, Bank of AI serves as a “financial operating system,” empowering every AI Agent with full-fledged financial capabilities.
AINFT’s mission is not to reinvent the wheel—but to deliver a plug-and-play financial SDK. It deeply integrates the x402 payment protocol and the on-chain identity authentication protocol 8004; introduces the MCP Server—a standardized interface specification for AI large model services—as well as Skills (AI model extension capabilities) and the OpenClaw Extension. With just a few lines of code, developers can instantly equip AI Agents with automated payments, on-chain identity, DeFi operations, and other comprehensive financial functions—achieving a complete闭环 from “decision-making” to “on-chain transaction.”
To date, AINFT’s platform has surpassed 420,000 users. Its AI aggregation platform brings together world-leading AI large models. With the launch of this AI Agent infrastructure upgrade, AINFT is establishing a dual-engine growth model—“AI capability aggregation + intelligent financial infrastructure.” Where the world’s most advanced large models converge with fully functional on-chain finance, AINFT and the TRON ecosystem are jointly building a global intelligent transaction network—where AI intelligence, data, and capital flow freely.
AINFT AI Agent Infrastructure Upgrade: From Payments to Wealth Management—Building a Complete Financial Capability Matrix for AI Agents
To grasp the value of AINFT’s AI Agent infrastructure upgrade, we must first confront the existential paradox facing today’s AI Agents. Within the current internet architecture, AI Agents possess information-processing and execution-planning capabilities surpassing those of humans—yet economically, they remain “incapacitated entities”: AI Agents have no bank accounts, no identities, and cannot independently participate in economic activity or generate returns on idle funds. As long as this holds true, AI Agents will remain mere “tools”—a limitation that severely constrains their potential and commercial viability.
AINFT’s mission is to break this chain.
As the leading Web3-native AI platform within the TRON ecosystem, AINFT has already completed its first milestone: connecting mainstream AI large models. The platform supports global leaders including ChatGPT, Claude, and Gemini, offering standardized API interfaces to developers and AI Agents alike—empowering every AI Agent with access to the “most powerful brain.”
Yet equipping AI with a “brain” is only the prologue. To truly embed intelligent agents into the digital economy, they must also possess their own “economic identity,” “payment capability,” and “wealth management ability.” Toward this end, AINFT has officially launched Bank of AI—a one-stop, on-chain payment infrastructure tailored for AI Agents—and built a dedicated, comprehensive financial operating system for them. Its core function is to encapsulate fragmented on-chain financial infrastructure—including assets, identity, and transactions—into system-level capabilities that AI Agents can understand, invoke, and compose. Currently, AINFT’s AI Agent infrastructure upgrade has achieved deep integration with two major public blockchains: TRON and BNB Chain. This capability matrix consists of four core modules:
- Payment Module: Enabling “Auto-Payment” for AI Agents
The first hurdle AI Agents face in participating in economic activity is “payment.” The advent of x402 provides a viable, purpose-built payment solution for AI Agents. x402 is a lightweight, low-cost on-chain payment protocol designed specifically for high-frequency, micro-value, and automated AI Agent payment scenarios. One of its core mechanisms aggregates multiple micro-payments into a single on-chain transaction via batch settlement—distributing the per-transaction cost to a negligible level.
Currently, AINFT’s AI Agent infrastructure upgrade offers an x402 SDK for developers. With just a few lines of code, developers can seamlessly integrate full on-chain payment functionality into AI Agents—without needing to understand smart contracts, manage private keys, or navigate underlying gas logic. While natively compatible with both TRON and BNB Chain, AINFT also provides 0-gas subsidies—truly unlocking payment freedom for AI Agents.
- Identity Module: Granting AI Agents an “On-Chain ID”
After solving the “how machines pay” problem, the next challenge is AI Agent “trust.” In blockchain’s anonymous network, how do we verify that the AI Agent on the other side of the screen is trustworthy? AINFT’s answer: “Identity on-chain, proven by code.”
Through the 8004 SDK, developers need only a few lines of code to register an on-chain digital identity for an AI Agent—effectively issuing each Agent a “digital ID card.” This “ID card” not only grants the AI Agent eligibility to hold assets but also authentically records its capability certifications and historical creditworthiness. Every successful fulfillment, every timely settlement, is automatically written into this ledger—serving as the AI Agent’s digital “professional credential” and forming the foundational trust layer.
- Financial Operations Module: Enabling One-Click Access to On-Chain Finance
An AI Agent equipped with payment capability and identity verification can already conduct autonomous transactions and accumulate reputation as an independent economic entity. But a fully functional economic agent does more than “spend money”—it must also set capital in motion. For example: deploying idle assets into DeFi protocols to earn yield, dynamically rebalancing portfolios based on market shifts, or flexibly allocating funds across multiple chains.
The on-chain financial operations module designed by AINFT for AI Agents exists precisely to meet these needs. This module comprises two core components—the MCP Protocol Layer and the Skills library—jointly constituting the “operating system” through which AI Agents access on-chain finance.
The MCP Protocol Layer is AINFT’s standardized interaction protocol for AI Agents. It bridges the “language gap” between AI and blockchain by abstracting complex on-chain operations—such as transaction construction, gas estimation, contract invocation, and state verification—into a set of standardized, high-level interfaces intelligible to AI. In short, MCP acts as a “universal blockchain translator” for AI Agents: without needing to understand underlying protocol differences, AI Agents can execute sophisticated on-chain interactions simply by sending simple commands.
The Skills library is essentially a reusable, standardized set of AI Agent capability modules—a bespoke “on-chain operations manual” enabling rapid reuse of on-chain functionality and further lowering development costs. AINFT’s AI Agent infrastructure upgrade now includes multiple high-frequency Skills covering core use cases such as token trading, on-chain payments, and identity verification.
- OpenClaw Plugin Module: Enabling “Out-of-the-Box” Readiness for Any AI Agent
OpenClaw is one of the most widely adopted frameworks in AI Agent development. AINFT has built a native extension plugin—OpenClaw Extension—that enables any OpenClaw-based AI Agent to instantly acquire full on-chain financial capabilities upon integration. Without custom development, these Agents can independently execute complex operations such as payments, on-chain identity verification, and DeFi protocol interactions. This layer unlocks closed-loop commercial deployment for AI Agents.
The coordinated operation of these four modules empowers AI Agents to autonomously make payments, build credit, allocate assets—and even engage in sophisticated commercial collaboration with other AI Agents. When every AI Agent can freely transact, collaborate, and continuously evolve as an independent economic entity in the digital world, an AI Agent–driven intelligent economic network is quietly taking shape.
Ecosystem Synergy: Why TRON Is the Optimal Landing Ground for the AI Agent Financial Network?
Building an AI Agent financial network demands cutting-edge technical architecture—but infrastructure success ultimately depends on the soil in which it takes root. In the blockchain world, metrics like depth of fund settlement, frequency of transactions, breadth of user adoption, and operational cost collectively form the most robust foundation for any value network.
Viewed through this lens, TRON’s strategic value becomes unmistakably clear. As the world’s most active stablecoin circulation network, TRON carries the authentic pulse of crypto payments. According to TRONSCAN data, over $85.4 billion worth of USDT circulates on the TRON blockchain—accounting for half of the global stablecoin market. For human users, this may simply mean cheaper transfers. But for AI Agents, it constitutes the bedrock of existence. AI Agent payments are inherently high-frequency, micro-value, and run 24/7—and TRON’s USDT payment infrastructure, combined with its low fees and extremely high throughput (TPS), is naturally suited to AI Agent micropayment scenarios, fully supporting scalable AI Agent financial applications.
More importantly, TRON’s USDT payment infrastructure has been extensively validated globally. According to CoinDesk’s “Q3 2025 TRON Network Report,” TRON captures a dominant 65% share of the global retail USDT transfer market for transactions under $1,000—ranking first worldwide. This means two out of every three small-value stablecoin transactions globally occur on TRON—an infrastructure already bearing the weight of massive real-world demand, providing the sturdiest possible foundation for AI Agent scale-up.
Meanwhile, the emergence of AINFT’s AI Agent infrastructure upgrade opens a new outlet for TRON’s vast liquidity. In the future, these funds will begin circulating among countless AI Agents. Each AI Agent becomes a potential high-frequency transaction node. Not only will this bring unprecedented on-chain activity to the TRON network, but it will further cement TRON’s status as a global financial infrastructure—evolving from being merely the “main artery” for stablecoin circulation into the “intelligent heart” powering the future AI Agent economy.
On this foundation, AINFT’s standardized financial protocols serve as the pivotal bridge linking TRON’s ecosystem liquidity with global intelligence. The synergy between TRON’s existing ecosystem and AINFT will trigger profound chemical reactions.
First, it injects diversified liquidity into TRON’s DeFi protocols. A mature DeFi infrastructure has already taken root within TRON’s ecosystem. SUN.io, for instance—the core decentralized exchange and stablecoin swap platform—has fully upgraded its smart routing system, allowing users to optimize swaps across multiple liquidity pools—including SunSwap V1/V2/V3, Curve, PSM, and HTX-SUN—in a single transaction. In the lending sector, JustLend DAO consistently maintains over $6 billion in total value locked (TVL), delivering healthy and stable lending rates.
Through the MCP Server and Skills plugin framework, AI Agents can seamlessly connect to mainstream DeFi protocols like SUN.io and JustLend DAO—automatically executing swaps, staking, lending, and other operations to generate yield. This not only grants AI Agents genuine “wealth management and appreciation” capabilities, but significantly enhances TRON’s market depth and capital efficiency. As high-frequency, rational AI Agent transaction nodes flood in at scale, TRON’s DeFi ecosystem will experience a powerful surge in activity and liquidity.
Second, this synergy fully unlocks AINFT’s commercial value—establishing a critical closed loop of “intelligent decision-making + financial execution.” This stems from the deep integration of two core architectures: first, AINFT’s large model aggregation platform—the “intelligence foundation”—which unifies leading global large models to provide AI Agents with powerful cognitive, analytical, and decision-making compute power. Second, AINFT’s AI Agent infrastructure upgrade—the “commercial engine”—which equips AI Agents within the ecosystem with full on-chain financial capabilities and core interfaces. The aggregation platform handles “strategic planning,” while the infrastructure upgrade executes “capital action”—together bridging the final mile from “technical capability” to “real-world value.”
In summary, by modularizing automated payments, identity verification, and financial operations, AINFT dramatically lowers the barrier for AI Agents to participate in on-chain economies. As this infrastructure matures, an AI Agent–driven intelligent economic network is rapidly emerging within the TRON ecosystem. This not only injects authentic, sustainable business growth into Web3—but heralds the birth of an entirely new intelligent-agent economic order.
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