TechFlow news, according to an announcement by the China National Intellectual Property Administration, Industrial and Commercial Bank of China Limited has filed a patent application titled "Blockchain-Based Points Management Method, Device, System, and Equipment," with publication number CN117611251A and filing date October 2023. The abstract indicates that this application provides a blockchain-based points management method, device, system, and equipment, relating to the field of blockchain technology.
The method includes: issuing points to a target object account and storing the points issuance information on a blockchain; performing financial reconciliation with a trading platform via the blockchain at preset time intervals; where the trading platform enables the target object to redeem goods using the corresponding target object account, instantly deducting points from the target object account and storing post-transaction settlement information on the blockchain, with the target object account also used to store post-transaction consumption records on the blockchain; based on the reconciliation results, sending a payment request to a collective account of the target object, prompting the collective account to pay the corresponding amount to the trading platform, and recording fund clearing information on the blockchain. This method improves the efficiency and accuracy of points management.
