Visa Survey: Bank-Grade Protection Can Increase Stablecoin Adoption Intent from 36% to 56%

TechFlow reported on September 23 that, according to The Block, Visa released the "Money Travels 2026" report. Based on a survey of 2,192 U.S. adults, consumer willingness to use stablecoins would rise from 36% to 56% if they were equipped with bank-level fraud protection and deposit insurance; if offered through existing financial institutions, willingness could also increase to 45%. The survey also found that 56% of respondents had never heard of stablecoins, while 64% placed greater trust in payment providers than in the technology itself. Currently, the total global supply of dollar-pegged stablecoins has exceeded $295 billion, comprising approximately $183.4 billion in USDT and $76 billion in USDC. Visa's annualized stablecoin settlement volume has surpassed $20 billion, representing a year-over-year increase of more than 15 times.