TechFlow News, April 3: According to AMBCrypto, the International Monetary Fund (IMF) issued a report on April 1 warning that the rise of tokenized finance could fundamentally reshape the global financial system while introducing new systemic risks related to speed, automation, and market structure. The IMF stated that tokenization is not a gradual improvement to financial infrastructure but rather a structural transformation—“a reconfiguration of how markets operate.”
Currently, the total value of tokenized real-world assets (RWAs) has reached approximately $27.5 billion, with U.S. Treasury products accounting for over $12 billion—demonstrating that institutional demand for yield-generating and fixed-income products is driving rapid growth in tokenization. The IMF also warned that features of smart contracts—such as automated margin calls and real-time settlement—could exacerbate liquidity pressures during market volatility, and code vulnerabilities could enable risks to spread rapidly. It urged policymakers to reassess existing regulatory frameworks.
