
If I Had 10 Million, How Would I Manage It? Huobi Earn Products Help Ordinary People Easily Generate Passive Income
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If I Had 10 Million, How Would I Manage It? Huobi Earn Products Help Ordinary People Easily Generate Passive Income
You don't need 10 million to become someone with "passive income."

Recently, a topic titled "If I had 10 million in cash, how would I manage it?" has sparked heated discussions in the crypto community. Numerous bloggers have shared their strategies for achieving annualized return targets, even triggering a wave of "10-million asset simulation challenges."
Yes, even if you only have 100 USDT, you can use Huobi HTX’s earn products to achieve passive income—earning while you sleep. Huobi HTX offers flexible and diverse earning options tailored to users with different risk preferences and cryptocurrency needs. Whether you're a newcomer just entering the space or a long-term holder, there's an ideal path to returns waiting for you.
Passive income isn't a dream—choosing the right earn product is key to keeping your funds from lying idle
On the Huobi HTX platform, earn products are categorized into Simple Earn, New Listings Zone, Structured Products, and On-chain Earn, covering flexible and fixed-term earning opportunities for major cryptocurrencies and trending assets, innovative asset combinations, and POS staking on blockchain networks. The core idea is simple: put your idle wallet assets to work through specific platform products to generate steady returns.
Annualized returns range from 3% to 121%, varying by coin type, term, and product category. More importantly, Huobi HTX consistently follows a "user-friendly" design principle—simple operations, clear earnings, and transparent security—truly enabling users to earn effortlessly. Let’s now begin our “10-million” passive income journey using these products!
Huobi HTX’s latest earn strategy: 6% APY on USDD, SOL leading the pack across the industry

1. Allocate 30% to purchase $HTX: Participate in Launchpool events centered around $HTX mining pools
Over 180,000 users have already joined Launchpool activities. You can access them via Huobi HTX App homepage → More → Events & Rewards → Launchpool, then click “One-click Subscription” to participate and enjoy multi-coin airdrops and earning rewards—effortlessly achieving “one coin, multiple yields.”
2. Allocate 50% to stablecoin earn products: Up to 6% APY on USDT/USDD—highly recommended
If you're risk-averse and hold mainly stablecoins, Huobi HTX’s recently launched USDT and USDD earn products are ideal choices. With annualized returns as high as 6% and flexible terms—including instant deposit and withdrawal for flexible products—they offer excellent value.
Demand for these products remains strong, and they are expected to maintain around 6% APY over the next month—an exceptional “low-risk, high-return” allocation opportunity.
3. Allocate 10% to high-quality PoS coin earn products: SOL, ATOM, etc., offering standout returns
Huobi HTX holds a significant platform advantage in PoS coin yields. Whether you’re a long-term believer in ecosystems like Solana and Cosmos or newly allocating to these assets, you can generate extra income through platform earning. SOL currently offers 4.61% APY—above industry average—while ATOM delivers 10%-15% APY with limited-time bonus interest and auto-compounding support.
Better yet, the platform enables one-click participation. Hold and earn simultaneously—stake to support public chains you believe in and actively contribute to ecosystem growth.
4. Allocate 10% to explore other earning methods: Shark Fins, Dual Currency, and Fixed-Term Earn
Beyond flagship offerings, Huobi HTX provides advanced users with a toolkit of “earn combos”:
● Dual Currency: Helps users buy low or sell high at target prices while generating high returns during sideways markets. Fully customizable, ideal for short-term gains in volatile conditions.
● Shark Fin: Enjoy base returns with weekly 3-day or 7-day subscriptions available for bullish/bearish positions on BTC/ETH—profitable regardless of market direction. Current estimated APY ranges from 6% to 31%.
● Selected Fixed-Term Earn Products: Terms from 7 to 180 days, with APYs reaching up to 100%, though requiring locked amounts and duration.
While these may require some research, they’re powerful tools for boosting asset utilization during stable or consolidating market phases.
Why choose Huobi HTX earn products?
● Better Returns: Huobi HTX generally offers 1%-2% higher APY than mainstream platforms on stablecoins and PoS coins—a significant compounding advantage over time;
● Product Stability: Huobi HTX earn products have shown minimal volatility and no negative incidents over recent months, making them suitable for mid-to-long-term allocation;
● User-Friendly Operations: One-click participation within the Huobi HTX App, intuitive interface, and real-time earnings tracking;
● Robust Risk Control: All products undergo rigorous platform review and professional risk management, ensuring secure fund integration.
In conclusion: You don’t need 10 million to become someone who earns passively
The popularity of these “10-million investment plans” reflects growing user interest in “asset allocation” and “passive income.” Huobi HTX provides exactly the tools and platform for such users.
You don’t need 10 million. You don’t need to master dozens of strategies. Just open the “Earn” section in the Huobi HTX App, pick an earn product that suits you, and start letting your assets work for you—earning while you rest.
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